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Insurance

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Insurance providers offer liability, equipment, and workers compensation coverage tailored to hydrovac and vacuum excavation operations. Proper insurance is required by law and by most clients before a contractor can begin work.

What to Look For

  • Coverage for underground utility damage specific to excavation operations
  • Equipment and inland marine coverage for hydrovac trucks and tools
  • Workers compensation experience with excavation and construction trades
  • Certificate of insurance turnaround time for client compliance requirements

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Frequently Asked Questions

What insurance does a hydrovac company need?

At minimum: general liability, commercial auto, workers compensation, and umbrella/excess liability. Many clients also require pollution liability and professional liability coverage.

How much does hydrovac insurance cost?

Costs vary widely based on fleet size, revenue, claims history, and coverage limits. Expect $15,000-$50,000+ annually for a small fleet. An industry-experienced broker can help optimize coverage and cost.

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